When financing my vehicle by MINI Financial Services, will I be entitled to an insurance payout in case of damage?

If your vehicle is financed by MINI Financial Services, your insurer will pay the financier up to the payout amount, any excess will be paid to you. On the other hand, if the insurance payout amount is less than the financier payout amount, you will be responsible for the shortfall. You might be eligible for a replacement vehicle under your insurance policy, please check with your insurer.